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Larger stall spaces provided at new and redeveloped hawker centres

  We refer to Mr Matthew Chua's letter ( Small working space constrains hawkers, Feb 2 ). Our existing hawker centres, which were mostly built in the 1970s and early 1980s, have seen several improvements made to them. During the Hawker Centres Upgrading Programme carried out from 2001 to 2013, the National Environment Agency (NEA) improved the amenities of the hawker centres to enhance the environment for both stallholders and patrons. Where possible, excess vacant stalls were demolished and the layout of the centre was reconfigured to cater for bigger stalls and wider passageways, although there were inherent space and structural constraints at some centres.  바카라사이트 Mr Chua suggested making available the option for a stallholder to take over an adjoining vacant stall, so that the stallholder can hack down the wall and have more working space. Under NEA's Stall Tender Scheme, an individual can rent a maximum of two cooked food stalls, and if they are adjoining, the stallholder...
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What checks are there against changes to insurance contract terms?

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  Dr Tony Ho's letter is most telling indeed ( Long-term patients had to look for new doctor on insurers' approved lists , Feb 22). Unless more experiences are shared openly, policyholders may not realise the consequences of such restrictions. Healthcare costs may or may not be reined in, but what is certain is the odds are unfairly stacked against existing policyholders. The feedback loop of market forces is non-existent since policyholders can't change insurers like how they can with car insurers. It is most unfair to restrict existing policyholders without placing restrictions on insurers as well.  카지노사이트 In the notification letter my insurer sent me, it was explained that the new changes are to encourage policyholders to play a more active role in choosing their medical providers and treatments. How can policyholders encourage insurers to ensure sufficient and fair choices in the first place? Section 3 of the Unfair Contract Terms Act has a clause that says businesses c...
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Preparation for retirement is personal responsibility

  Mr Sherman Goh Keng Hwee articulated some relevant aspects of retirement, and his suggestion for a national body to prepare people for retirement is a novel idea ( Set up national body to prepare people for retirement , Feb 19). However, as a retiree, I feel that preparation for retirement should be a personal responsibility. It is a phase of life which is inevitable, and one has many years to prepare for it, if one starts planning early. Careful, thorough and purposeful planning is critical for a happy, fulfilling and rewarding retirement.  바카라사이트 We can start by believing that life is a journey, and retirement is part of this journey. Ultimately, it boils down to mental preparedness, notwithstanding the importance of financial adequacy, although many well-heeled people are afraid to retire for fear of losing power, status, connections, recognition, relevance and a sense of self-worth. Some people see retirement as the end of life, an undesirable phase, one which is unknown...
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